Last updated: January 2024
These Terms of Use constitute a legally binding agreement made between you and Muse-petal ("we", "us", or "our") concerning your access to and use of the muse-petal.com website and our services.
By accessing our website and using our services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use our website or services.
Muse-petal provides consulting and analysis services related to cash withdrawal fees and banking charges. Our services include, but are not limited to:
Our services are advisory in nature and are intended to provide you with information to help you make informed decisions about your banking arrangements.
By using our website and services, you represent and warrant that:
Unless otherwise indicated, the website and all content, including but not limited to text, graphics, logos, images, and software, are the property of Muse-petal or our licensors and are protected by United Kingdom and international copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable licence to access and use the website for personal, non-commercial purposes only. This licence does not include:
When you engage our services, separate terms may apply which will be provided to you before commencement. These additional terms, together with these Terms of Use, will govern our relationship for the duration of the service engagement.
Payment terms, cancellation policies, and service-specific conditions will be set out in the service agreement provided at the time of booking.
When you submit information to us, including through forms on our website or documents for analysis, you grant us a non-exclusive licence to use, store, and process that information for the purpose of providing our services to you.
You are responsible for ensuring that any information you provide to us does not:
You may not use the website or our services:
Our website and services are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that:
To the fullest extent permitted by applicable law, Muse-petal and our directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:
Nothing in these Terms of Use shall exclude or limit our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
The information and analysis provided through our services are for informational purposes only and do not constitute financial, investment, tax, or legal advice. Our services are designed to help you understand your banking fees and explore potential alternatives, but the final decision regarding any changes to your banking arrangements remains yours.
We recommend that you seek independent professional advice before making significant financial decisions. We are not regulated by the Financial Conduct Authority and do not provide regulated financial advice.
You agree to defend, indemnify, and hold harmless Muse-petal and our directors, employees, agents, and affiliates from and against any claims, damages, obligations, losses, liabilities, costs, or expenses arising from:
Our website may contain links to third-party websites or services that are not owned or controlled by Muse-petal. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
We reserve the right to modify these Terms of Use at any time. When we do, we will revise the "Last updated" date at the top of this page. It is your responsibility to review these Terms of Use periodically.
Your continued use of the website following the posting of revised Terms of Use means that you accept and agree to the changes. If you do not agree to the new terms, you must stop using the website and services.
We may terminate or suspend your access to our website and services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Use.
Upon termination, your right to use the website will immediately cease. All provisions of these Terms of Use which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.
Any disputes arising out of or relating to these Terms of Use or your use of the website or services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms of Use is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms of Use, together with our Privacy Policy and any additional terms to which you agree when using particular elements of the website or services, constitute the entire agreement between you and Muse-petal regarding the use of our website and services.
If you have any questions about these Terms of Use, please contact us:
Email: [email protected]
Address: 47 Riverside Business Centre, Chapel Street, Manchester M3 5BN, United Kingdom
The information provided on this website is for general informational purposes only and should not be construed as professional financial advice. Individual circumstances vary, and results may differ based on your specific banking arrangements and usage patterns. We recommend consulting with a qualified financial adviser before making significant changes to your banking setup. Muse-petal does not guarantee specific savings outcomes and is not affiliated with any banking institution mentioned in our analyses.