Comprehensive solutions for understanding and reducing your banking fees
A detailed examination of your ATM usage patterns and the charges you incur from various machine networks. We identify which withdrawals cost you money and recommend alternatives that could reduce or eliminate these fees.
Not all current accounts are created equal when it comes to cash access. We compare your existing account against alternatives based on your specific withdrawal habits and locations, showing you exactly what switching could save.
For frequent travellers and those with overseas commitments, accessing cash abroad can be expensive. We analyse your international withdrawal needs and recommend card and account combinations that minimise foreign transaction costs.
Businesses that handle significant cash volumes face a complex array of charges: deposit fees, handling costs, change ordering, and more. We conduct a thorough review of your cash operations and identify opportunities for cost reduction.
Been charged incorrectly? Banks do make mistakes, and challenging unfair fees can be daunting. We review questionable charges, prepare your case, and guide you through the dispute process with your financial institution.
A yearly comprehensive review of all your banking fees across all accounts. Ideal for those who want ongoing assurance that they're not overpaying. Includes comparison against current market offerings and recommendations for optimisation.
Regardless of which service you choose, you'll receive:
A clear, professionally formatted document detailing our findings, written in language anyone can understand.
A follow-up conversation to walk you through our recommendations and answer any questions you may have.
Specific, numbered recommendations you can implement immediately, prioritised by potential impact.
Email support for 30 days following delivery of your report, should you need clarification on any points.
It's not always obvious which service will address your particular concerns. Perhaps you're unsure whether your issue is with your account type, your withdrawal habits, or the specific ATMs you use.
We offer a brief, complimentary initial conversation to help you determine which service makes the most sense for your situation. There's no obligation – sometimes the answer is that you don't actually need our help at all, and we'll tell you that directly.
Book a Free Initial ChatAll our prices are fixed and quoted upfront. There are no hidden fees, no hourly charges, and no unexpected costs. The price you see is the price you pay.
Payment is due upon booking, and we offer a satisfaction guarantee: if you feel our analysis didn't provide useful, actionable information, we'll refund your payment in full. We've had to honour this guarantee fewer than ten times in our history, but we think it's important that you know we stand behind our work.
For business clients with ongoing needs, we offer quarterly and annual packages at reduced rates. Contact us to discuss your requirements.
Tell us which service interests you and a bit about your situation. We'll respond within one business day.
The information provided on this website is for general informational purposes only and should not be construed as professional financial advice. Individual circumstances vary, and results may differ based on your specific banking arrangements and usage patterns. We recommend consulting with a qualified financial adviser before making significant changes to your banking setup. Muse-petal does not guarantee specific savings outcomes and is not affiliated with any banking institution mentioned in our analyses.