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Introduction

Muse-petal ("we", "our", or "us") is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website muse-petal.com or engage our services.

Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it. By using our website or services, you acknowledge that you have read and understood this Privacy Policy.

Information We Collect

We may collect and process the following data about you:

Information You Provide Directly

Information We Collect Automatically

How We Use Your Information

We use information held about you in the following ways:

Legal Basis for Processing

Under UK data protection law, we must have a lawful basis for processing your personal data. Our lawful bases include:

Data Retention

We retain your personal data only for as long as necessary to fulfil the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements.

For client engagement data, we typically retain records for six years following the completion of services, in line with professional requirements. Financial documents you provide for analysis are deleted within 30 days of completing your analysis unless you request otherwise in writing.

Data Security

We have implemented appropriate technical and organisational measures to protect your personal data against unauthorised or unlawful processing and against accidental loss, destruction, or damage. These measures include:

Disclosure of Your Information

We may share your personal information with:

We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes.

Your Rights

Under UK data protection law, you have certain rights regarding your personal data:

To exercise any of these rights, please contact us using the details provided below.

International Transfers

We do not routinely transfer your personal data outside the United Kingdom. In the event that we do, we will ensure appropriate safeguards are in place to protect your data in accordance with UK data protection law.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

Email: [email protected]
Address: 47 Riverside Business Centre, Chapel Street, Manchester M3 5BN, United Kingdom

Complaints

You have the right to make a complaint at any time to the Information Commissioner's Office (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach the ICO, so please contact us in the first instance.

The information provided on this website is for general informational purposes only and should not be construed as professional financial advice. Individual circumstances vary, and results may differ based on your specific banking arrangements and usage patterns. We recommend consulting with a qualified financial adviser before making significant changes to your banking setup. Muse-petal does not guarantee specific savings outcomes and is not affiliated with any banking institution mentioned in our analyses.